Day-to-Day Banking
Modern, Functional, Secure, and Always Available
How can you ensure that your banking operations run reliably at all times?
Complete Banking Operations
Our solution covers the entire day-to-day operation of a bank — from the client’s first click in a mobile app, through the intelligent processing of payments and card transactions, to optimized cash supply for branches and ATMs. With automation and AI support, we ensure reliable, fast, and seamless operation of all processes modern banking depends on.
Unified Customer View
With a unified view of each customer, advisors can communicate more effectively, personalize offers, and strengthen business relationships. Artificial intelligence supports behavioral analysis, recommends products, and automates routine tasks. The result is efficient service, higher customer satisfaction, and the ability for the bank to better understand the individual needs of its clients.
Modular Architecture
Our solution fully complies with ISO 20022, PSD2, and DORA standards, and can seamlessly integrate with your existing systems without requiring complex or costly replatforming. We leverage proven best practices from global platforms, combined with over thirty years of experience implementing solutions in European banks and deep knowledge of the local market.
Innovation and Reliable Operations
The result is a blend of proven methodologies and innovation. Fast digital processes for clients, native AI integration, and detailed oversight for compliance teams — all with guaranteed operational stability — allow you to focus on growth. With an emphasis on security, high quality, and continuous innovation, you get a solution that works reliably today and is ready for the future of financial services.
Solutions We Can Help You With
Digital Customer Relationship
- On-boarding / Off-boarding – fully digital process with BankID signing and omnichannel support, inspired by Backbase and Temenos platforms.
- Operational CRM – 360° customer profile in Microsoft Dynamics, integrating marketing, service, and sales into a single view.
- Digital Identity & Authentication – robust verification and access management across all channels.
Digital Signature & Paperless Workflow
- Qualified e-Signature (eIDAS) – Sign contracts and forms remotely in minutes, without visiting a branch.
- Fully Digital Documentation – Generate, archive, and track documents in Alfresco DMS, eliminating paper forms and reduce printing and storage costs.
- End-to-End Paperless Processes – From KYC and contract changes to product termination, fully integrated with CRM and BPM (Camunda / IBM BPM).
Accounts & Deposits
- Instant Account Opening & Management – Multi-currency accounts with flexible product parameters, like those in modern core banking platforms.
- Access Rights & Authorization – Detailed roles, limits, and multi-factor payment approvals.
Payments & Cards
- Domestic & SEPA/SWIFT Transfers – Real-time processing, support for bulk payments, and API access for corporate clients.
- Card Lifecycle Management – Issuance, renewal, blocking, and digital tokenization for Apple Pay / Google Pay.
- Online Authorization with Pre-Risk Checks – Minimizes fraud and enhances security.
Cash & ATMs
- Centralized Dashboard – Manage branches, ATMs, and CIT logistics from a single view.
- Cash Forecasting & Automated Collection Planning – Reduce cash handling costs by tens of percent.
Compliance & Security
- AML, KYC, PSD2 – Integrated workflows with full audit trail, ready to adapt to rapid regulatory changes.
- Risk Profiles & Transaction Monitoring – AI-powered models for timely alerts and proactive risk management.
Let's talk
We are happy to provide you with a qualified consultation.
