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Software for Banking of the Future

Rely on a partner who understands your business. Our cutting-edge solutions will help you succeed in digital transformation.
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We Provide Solutions for All Areas of Modern Banking

Day-to-Day Banking

Efficient account, transaction, and customer data management in a single system with a unified client view.

With an omnichannel approach, we seamlessly connect branches, web, and mobile apps to deliver a consistent experience across all channels. Artificial intelligence supports both advisors and customers, enabling personalized services, product recommendations, automated transaction categorization, and detection of unusual behavior. All this significantly strengthens customer loyalty.

Illustrative image showing everyday banking, digital payments, and the management of client and transaction data in a connected banking environment.

Loans and Financing

An end-to-end solution for the entire credit lifecycle – from acquisition and scoring to contract management and debt collection.

Processes are fast, transparent, and fully integrated into the banking environment. Artificial intelligence enhances risk assessment accuracy, automates approvals, and identifies cross-selling and up-selling opportunities. Predictive models also detect portfolio threats early, enabling banks to optimize their offerings.

Illustrative image showing loans and financing, repayment calculation, and the management of loan data in a digitally connected banking environment.

Investments and Wealth Management

Our solution supports retail clients, private banking, and institutional investors alike.

We provide advanced tools for portfolio management, financial planning, and a comprehensive service fully aligned with regulatory requirements. Native AI capabilities personalize investment recommendations, analyze client behavior, and forecast portfolio performance based on historical data and market trends. Advisors can thus offer solutions precisely tailored to each client’s goals and risk profile.

Illustrative image showing investments and asset management, portfolio analysis, and work with investment data in a digitally connected financial environment.

Risk Management and Compliance

A comprehensive solution for identifying, measuring, and managing credit, market, and operational risks in full compliance with regulatory requirements.

We unify data from multiple systems to simplify reporting and provide clear insights for strategic decision-making. With AI-driven automation, we enable real-time transaction monitoring, anomaly detection, and early risk prediction — empowering banks to respond faster and more effectively.

Illustrative image showing risk management and compliance, the protection of financial data, and security oversight in a digitally connected banking environment.

Our Experience in Numbers

Behind these figures lies the trust of our clients, the expertise of our specialists, and the stability built over decades.

30+

Years of Experience

For over thirty years, we have created software with high added value across diverse industries.

200+

Solutions That Work

We transform experience from dozens of projects into proven know-how.

550+

IT Specialists

A team of experts ready to support your projects from analysis to implementation and support.

What Are Our Solutions Built On?

Unicorn Universe

The digital platform contains a process methodology for precise and effective management of organizations and companies and Digital-twin Construction Kit enabling the design, creation, and operation of applications using Unicorn Mobile-First IoT-Ready AI-Boosted Cloud Architecture. It allows you to create applications that work on all types of devices, from mobile phones to smart TVs. The digital platform increases the flexibility of teams, accelerates the training of coworkers, handles significant user growth, and delivers a major competitive advantage.

Partner Solutions

Our systems are built on the products of the industry’s leading players. We carefully select the best from our partners, integrate the solutions into a single reliable whole, and add our own expertise. The result is faster innovation, guaranteed return on investment, and long-term success for your insurance company.

Collaboration with top technology leaders enables us to respond flexibly to new trends and deliver solutions with high added value. Our key partners include IBM, Microsoft, Camunda, Atlassian, SAP, SAS, and others.

Custom Development

We develop systems that align precisely with your business goals, processes, and IT environment. Through thorough analysis and a shared understanding of your needs, you gain software that naturally fits with your existing architecture.

Every solution is built on best practices, with a strong focus on long-term operation, support, and scalability. Our solutions deliver not only technological excellence but also tangible business value to support your growth.

The result is an efficient information system that grows with you.

Discover Our Services for the Banking Industry

We implement our solutions using bounded, well-defined services. We then scale these services and, where necessary, adapt them to the client’s specific environment.

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Integration

We ensure efficient handling of requirements and task management for the effective implementation, operation, and support of IT solutions, along with well-planned and coordinated integration into your business environment.

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Software Development

We deliver modern, modular IT solutions that drive your business growth and long-term success, and create a comprehensive digital world of your enterprise.

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Maintenance & Support

We provide comprehensive 24/7 user and technical support, along with reliable long-term service for IT solutions — with a strong focus on security, quality, and the use of AI.

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Sourcing

We supply expert teams and individuals for integration, implementation, operation, and support of IT solutions. Our professionals understand business and technology processes and become a natural part of your team.

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Security

We ensure the cybersecurity and information security of systems and data, including compliance with standards and legislation. We provide threat monitoring and targeted measures against attacks.

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Cloud

We help you fully leverage the potential of the cloud for your IT solutions. From strategy and application migration to day-to-day operations and cost optimization — we tailor your cloud environment with a focus on security and performance.

Our Clients

Logo VÚB
Logo Raiffeisen Bank
Logo Modrá pyramida
Logo Essox
Logo Moneta Bank

References

Illustrative photograph showing work with banking data and digital system integration in a secure environment.

Tatra banka

Integration with the National Register of Natural Persons

We have been a partner of Tatra Bank for over 18 years, providing software solutions and IT specialists. We helped integrate the client management system with the shared services of the National Register of Natural Persons, providing information about Slovak citizens. Our solution streamlines bank employees’ work and increases the efficiency of client data management.
Illustrative photograph showing banking advisory services and consultation over client documents.

Komerční banka

Financial Guide in the New Era of Banking

The Financial Guide (FINK) application helps Komerční banka advisors conduct higher-quality client conversations, offers personalized recommendations, and significantly boosts efficiency and sales of financial products. Unicorn has been involved in its development since 2020 and provides long-term technological support.
Illustrative photograph showing banking system management, work with data, and the operation of digital infrastructure.

MONETA Bank

Takeover of the Key Banking System BankKlient

We took over the BankKlient application, widely used by entrepreneurs and companies for daily banking operations and payments. We ensured its stable operation and ongoing further development. The bank gained full assurance of know-how continuity, SLA compliance, and reliable 24/7 support.

News

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Unicorn Achieves a Magic Milestone: Recognized in the Gartner® Magic Quadrant™ for Digital Twin of an Organization Platforms
7/29/2026

The Unicorn Universe platform has been included in the prestigious Gartner® Magic Quadrant™ for Digital Twin of an Organization (DTO) platforms. Reaching this global milestone confirms the exceptional quality of architecture and marks Unicorn’s successful transformation from custom project development to its own product solution, currently used by leading European enterprises. Learn more in the press release.

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The Unicorn Universe Digital Platform Helps Companies Manage Their Day-to-Day Operations with AI
7/19/2026

Companies often struggle with fragmented data, disconnected applications and time-consuming processes. Unicorn Universe brings employees, processes, projects and devices together in a secure digital environment, where integrated artificial intelligence helps users find information, automate routine tasks and make faster, data-driven decisions. Read more in the article published on hn.cz.

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How Unicorn Universe Helps Businesses Run with AI ​
6/18/2026

An organization where information flows instead of paper, and AI works as a colleague. How does Unicorn Universe use digital twins to help businesses manage operations in real time, securely, and with a high level of control? Read the interview with Miloš Vodrážka and Radek Dolejš.

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From Weeks to Seconds: How AI Will Transform Customer Communication
3/23/2026

Customers are no longer willing to tolerate waiting times and complex processes. Companies that can respond instantly and without unnecessary steps will gain a significant competitive advantage. Read the article by Jakub Janata, published on iDnes.cz.

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Cyberattacks in the Czechia are increasing. NIS2 and DORA alone will not protect companies the weak point remains the response to cyberattacks.
3/16/2026

The number of cybersecurity incidents in the Czech Republic remains high, and organizations are facing growing pressure both from attackers and new legislation. Data from the National Cyber and Information Security Agency (NÚKIB) show that 32 incidents were recorded in January 2026 alone, the highest number in the past twelve months. Experts also warn that compliance with regulations such as NIS2 or DORA is not enough; the decisive factor is the ability to detect and handle an attack quickly in practice. Find out how organizations can strengthen their cyber resilience.

Let's talk

Looking for a modern banking solution?

We’ll help you choose the best one for your organization.

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Contacts

+420 221 400 111
info@unicorn.com

Executive Briefing Centre - Classic 7
Jankovcova 1037/49
170 00 Praha 7, Czech Republic

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