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Smart Software for Insurance

Get a reliable and flexible solution for all key processes – from policy management to claims handling.
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Comprehensive Solutions for Your Insurance Company

Sales and Negotiation of Insurance Products

Our solution digitizes the sale of insurance products across all distribution channels – branches, agencies, brokers, and online. A unified core enables automated quote generation, flexible underwriting, and contract issuance within minutes. AI supports risk assessment, recommends optimal products, shortens decision-making, and increases accuracy. With tools such as electronic signatures and online onboarding, you can manage the entire process – from quote to signature – fully digital. The result is higher efficiency, rapid scalability, and an improved customer experience.
Illustrative image showing digital insurance policy issuance, automated quote processing, and interaction between a client and an insurance advisor.

Policy Management

The insurance policy management module covers the entire lifecycle – from issuance through amendments and endorsements to renewals or termination. Configurable workflows ensure regulatory compliance and reduce errors. Artificial intelligence automatically evaluates client requests and recommends the optimal processing approach. A centralized record of all changes guarantees auditability and a transparent history. Insurance departments work with real-time data, and thanks to recommendations based on up-to-date information, they can quickly respond to client needs as well as regulatory changes.
Illustrative image showing insurance policy administration, team collaboration, centralized records, and the use of AI in processing changes and client requests.

Finance and Commissions

Our system helps you unify key financial processes – from premium collection and refund management to calculating and paying commissions to intermediaries. Automated payment matching and a multi-level commission model ensure accuracy and transparency of financial flows. Integration with accounting systems provides instant control over cash flow and technical reserves. Artificial intelligence supports the detection of payment discrepancies and the optimization of commission schemes. Advanced analytics enable flexible adjustment of incentive rules, driving stronger business performance.
Illustrative image showing financial processes and commission models, team collaboration, and the use of AI in payment management, refunds, and financial flow optimization.

Claims Management

Our claims management solution covers the entire process from claim notification to payout. AI speeds up case triage, predicts claim severity, and supports the use of mobile applications for remote inspections. Integrated AI-powered anti-fraud analysis helps detect anomalies and minimize unjustified payouts. Clients can track the status of their claims online, adjusters gain tools for efficient case management, and insurers can settle claims faster – fully digitally, with a complete audit trail and regulatory compliance.
Illustrative image showing claims handling, vehicle damage assessment, communication with the client, and the use of AI in insurance claim processing.

Our Experience in Numbers

Behind these figures are the trust of our clients, the expertise of our specialists, and the stability built over decades.

30+

Years of Experience

For over thirty years, we have created software with high added value across diverse industries.

50+

Solutions That Work

We transform experience from dozens of projects into proven know-how.

100+

Team of IT Specialists

A team of experts ready to support your projects from analysis to implementation.

What Are Our Solutions Built On?

Unicorn Universe

The digital platform contains a process methodology for precise and effective management of organizations and companies and Digital-twin Construction Kit enabling the design, creation, and operation of applications using Unicorn Mobile-First IoT-Ready AI-Boosted Cloud Architecture. It allows you to create applications that work on all types of devices, from mobile phones to smart TVs. The digital platform increases the flexibility of teams, accelerates the training of coworkers, handles significant user growth, and delivers a major competitive advantage.

Partner Solutions

Our systems are built on the products of the industry’s leading players. We carefully select the best from our partners, integrate the solutions into a single reliable whole, and add our own expertise. The result is faster innovation, guaranteed return on investment, and long-term success for your insurance company.

Collaboration with top technology leaders enables us to respond flexibly to new trends and deliver solutions with high added value.
Our key partners include IBM, Microsoft, Camunda, Atlassian, SAP, SAS, and others.

Custom Development

We develop systems that align precisely with your business goals, processes, and IT environment. Through thorough analysis and a shared understanding of your needs, you gain software that naturally fits into your existing architecture.

Every solution is built on best practices, with a strong focus on long-term operation, support, and scalability. Our solutions deliver not only technological excellence but also tangible business value to support your growth.

The result is an efficient information system that grows with you.

Discover Our Services for the Insurance Industry

We deliver our solutions using well-defined, bounded services. These services can then be scaled and, if necessary, adapted to the client’s specific environment.

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Integration

We ensure efficient handling of requirements and task management for the effective implementation, operation, and support of IT solutions, along with well-planned and coordinated integration into your business environment.

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Software Development

We deliver modern, modular IT solutions that drive your business growth and long-term success, and create a comprehensive digital world of your enterprise.

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Maintenance & Support

We provide comprehensive 24/7 user and technical support, along with reliable long-term service for IT solutions — with a strong focus on security, quality, and the use of AI.

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Sourcing

We supply expert teams and individuals for integration, implementation, operation, and support of IT solutions. Our professionals understand business and technology processes and become a natural part of your team.

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Security

We ensure the cybersecurity and information security of systems and data, including compliance with standards and legislation. We provide threat monitoring and targeted measures against attacks.

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Cloud

We help you fully leverage the potential of the cloud for your IT solutions. From strategy and application migration to day-to-day operations and cost optimization — we tailor your cloud environment with a focus on security and performance.

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Clients Growing With Us

Logo ČSOB Insurance Company
Logo PVZP
Logo ČPP
Logo NN

Clients References

Illustrative reference photograph showing work with digital documents, workflow, and information management in an electronic environment.

Kooperativa

Extraordinary Commissions Project

Within the VIG group, we implemented a solution for processing extraordinary commissions that fully automates workflows and accelerates and streamlines document and information handling. The project was first successfully deployed at ČPP and later extended to Kooperativa, delivering a unified, stable, and long-term sustainable solution across both insurers.

​

Illustrative reference photograph showing business case management, data processing, and automated workflow in a digital system.

Česká podnikatelská pojišťovna

Business Case Management

We designed and delivered an application that fully automates workflows, integrates internal systems, and opens the platform to external partners. The new solution supports request processing, duplicate checks, notifications, and information management, all faster and more efficiently. The project delivers a stable solution across both insurers of the Vienna Insurance Group – ČPP and Kooperativa.
Illustrative reference photograph showing an analytical overview and work with data on a monitor in a digital environment.

Allianz

Upgrade IBM BPM

We carried out a Proof of Concept followed by the IBM BPM upgrade project to maintain operational support, minimize impacts, and streamline workflows. The solution included environment preparation, installation, testing, and deployment of applications across development, testing, and production environments. The upgrade was successfully completed without any disruption to the insurer’s daily operations.

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News

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Unicorn Achieves a Magic Milestone: Recognized in the Gartner® Magic Quadrant™ for Digital Twin of an Organization Platforms
7/29/2026

The Unicorn Universe platform has been included in the prestigious Gartner® Magic Quadrant™ for Digital Twin of an Organization (DTO) platforms. Reaching this global milestone confirms the exceptional quality of architecture and marks Unicorn’s successful transformation from custom project development to its own product solution, currently used by leading European enterprises. Learn more in the press release.

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The Unicorn Universe Digital Platform Helps Companies Manage Their Day-to-Day Operations with AI
7/19/2026

Companies often struggle with fragmented data, disconnected applications and time-consuming processes. Unicorn Universe brings employees, processes, projects and devices together in a secure digital environment, where integrated artificial intelligence helps users find information, automate routine tasks and make faster, data-driven decisions. Read more in the article published on hn.cz.

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How Unicorn Universe Helps Businesses Run with AI ​
6/18/2026

An organization where information flows instead of paper, and AI works as a colleague. How does Unicorn Universe use digital twins to help businesses manage operations in real time, securely, and with a high level of control? Read the interview with Miloš Vodrážka and Radek Dolejš.

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From Weeks to Seconds: How AI Will Transform Customer Communication
3/23/2026

Customers are no longer willing to tolerate waiting times and complex processes. Companies that can respond instantly and without unnecessary steps will gain a significant competitive advantage. Read the article by Jakub Janata, published on iDnes.cz.

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Cyberattacks in the Czechia are increasing. NIS2 and DORA alone will not protect companies the weak point remains the response to cyberattacks.
3/16/2026

The number of cybersecurity incidents in the Czech Republic remains high, and organizations are facing growing pressure both from attackers and new legislation. Data from the National Cyber and Information Security Agency (NÚKIB) show that 32 incidents were recorded in January 2026 alone, the highest number in the past twelve months. Experts also warn that compliance with regulations such as NIS2 or DORA is not enough; the decisive factor is the ability to detect and handle an attack quickly in practice. Find out how organizations can strengthen their cyber resilience.

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